Commercial Underwriter - Casualty & Construction


Company:	IPS Group Limited
Salary:	£55,000 - £85,000
Hours:	Full-time
Location:	Bristol, BS1 6QF
Job type:	Permanent
Posting date:	4 Aug 2026
Closing date:	2 Sept 2026

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Summary

Location - Bristol

Salary - Circa £85,000 (Depending on experience)

IPS Group are working with a well-established and highly respected insurer that is looking to appoint a Commercial Underwriter to join its regional underwriting team in Bristol.

This is an excellent opportunity for an experienced commercial lines underwriter to join a collaborative and supportive business where individuals are empowered to make decisions, contribute to profitable growth, and further develop their underwriting careers.

The successful candidate will play a key role in the development of a successful Contractors Combined portfolio, underwriting both delegated authority and open market business, while also supporting a broader Casualty and Property account across a diverse range of industries.

The opportunity is a 50/50 split between New Business and renewals dealing with premiums in the range of £15,000 - £60,000 mostly but also some higher premiums.

There is an expectation to be on client visits across the South West so having experience of being out and about with a strong reputation in the market is advantagous.

Key Responsibilities

- Underwrite new and existing business in line with underwriting authority and business plan objectives.

- Develop and grow Contractors Combined, Casualty, and Property portfolios profitably.

- Ensure compliance with underwriting guidelines, regulatory requirements, and internal standards.

- Manage reinsurance requirements where applicable.

- Build and maintain strong trading relationships with brokers and key stakeholders.

- Monitor portfolio performance and identify opportunities for improvement and growth.

- Support delegated authority arrangements, including audits and oversight activities.

- Work collaboratively with colleagues across underwriting, claims, and wider business functions.

- Deliver exceptional service and customer-focused underwriting solutions.

About You:

- Experience underwriting commercial lines business, with a particular focus on Casualty and Contractors Combined risks.

- Strong technical underwriting knowledge and sound market awareness.

- Excellent broker development, relationship-building, and negotiation skills.

- A commercial mindset with the ability to identify profitable business opportunities.

- Strong organisational and prioritisation skills.

- A proactive and adaptable approach to delivering solutions for clients and brokers.

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