Senior Commercial Underwriter - New or Existing Business


Company:	IPS Group Limited
Salary:	£50,000 to £60,000 a year
Hours:	Full-time
Location:	Birmingham, B3 3AG
Job type:	Permanent
Posting date:	22 Sept 2026
Closing date:	21 Oct 2026

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Summary

Location: Birmingham (hybrid working)

Salary: Competitive Basic Salary + Bonus + Benefits

IPS Group is working with a well-established Insrance Company to recruit a Senior Underwriter to join a growing and successful underwriting team. Opportunities are available across both new business and existing account underwriting, offering exposure to a broad and varied portfolio.

The business has experienced strong growth, with GWP doubling over the past 7 years, driving continued expansion across the underwriting teams. The underwriting approach is focused on disciplined risk selection, supporting strong retention levels, profitable growth and a stable, high-quality portfolio.

This is an open market, broker-traded role, working with both national and independent brokers. The role offers exposure to a broad mix of sectors, including care, heritage, real estate, professions, and faith, among others. Underwriters will manage a varied and diverse book rather than being restricted to a single niche. Premiums typically range from £5k to £500k, with responsibility for managing a portfolio of cases across either new business or existing accounts, including larger and more complex risks.

There is also a market-facing element to the role, including broker meetings and occasional site visits alongside surveyors. Broker development activity is encouraged, with an expectation of approximately 12 broker visits per year.

The role would suit individuals with experience in open market underwriting who are confident in managing complex cases and engaging directly with brokers. Exposure to training or desk-based underwriting would be beneficial, along with a strong commercial mindset.

The role is based in Birmingham, with 3 days per week in the office.

To learn more, apply today or get in touch:

Email: Alexander.ballantine@ipsgroup.co.uk

Phone: 0121 392 9061 / 07967 701036

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