Personal Lines Underwriter - Household & Travel


Company:	IPS Group Limited
Salary:	£30,000 - £40,000
Hours:	Full-time
Location:	Manchester, M1 1RG
Job type:	Permanent
Posting date:	25 Jul 2026
Closing date:	23 Aug 2026

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Summary

Manchester Area / Remote - Future Hybrid Working

An exciting opportunity has become available for a Personal Lines Underwriter to join a growing and ambitious MGA. This position would suit either an ambitious underwriter looking to take the next step in their career or an experienced underwriter seeking a fresh challenge within a dynamic and expanding business.

Working as part of a successful underwriting team, you'll focus primarily on underwriting non-standard household risks, including unusual property types, high-value homes and more complex cases. The role also offers exposure to specialist travel insurance underwriting, providing a varied and interesting opportunity to broaden your technical expertise across multiple product lines.

The Role

- Underwrite a portfolio of non-standard household and specialist home insurance risks.

- Assess new business and renewal cases, considering factors such as construction type, occupancy, location, claims history and security features.

- Deliver sound underwriting decisions in line with underwriting authority, business appetite and regulatory requirements.

- Liaise with brokers and internal stakeholders to negotiate terms, manage referrals and provide technical underwriting support.

- Support the Travel Underwriting team with referrals, risk assessments and wider underwriting activities.

- Contribute to portfolio reviews, underwriting strategy discussions and process improvement initiatives.

Requirements

- Previous underwriting experience within Household, Property, Personal Lines or Travel Insurance.

- Strong technical underwriting and risk assessment capabilities.

- Good understanding of policy cover, underwriting principles and risk selection.

- Ability to build effective working relationships with brokers and colleagues.

- Motivated, proactive and keen to develop within a growing specialist insurer.

Why Join?

- Opportunity to join a growing specialist insurer operating across a range of niche and non-standard insurance markets.

- Exposure to a diverse portfolio including specialist household and travel insurance risks.

- Broad underwriting role offering excellent technical development opportunities.

- Supportive and collaborative team environment.

- Genuine opportunity to contribute to the evolution and growth of the underwriting function.

Remote Working

The role is currently fully remote however there are plans to establish an office presence in the Manchester area in the future, so applicants should ideally be based within a reasonable commuting distance should hybrid working become a requirement.

If you're looking for an underwriting role that offers variety, technical development and the opportunity to work across multiple specialist product lines, we'd be pleased to hear from you.

To learn more about the role and overall package, apply today or get in touch.

Email: Alexander.ballantine@ipsgroup.co.uk

Phone: 0121 392 9061 / 07967 701036

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