Motor Underwriter - Mid Market


Company:	IPS Group Limited
Salary:	£30,000 - £40,000
Hours:	Full-time
Location:	Maidstone, ME14 1TG
Job type:	Permanent
Posting date:	8 Jul 2026
Closing date:	6 Aug 2026

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Summary

Location – Maidstone, 3 days per week

Salary – Circa £40,000 (Depending on experience)

IPS Group are working with a leading insurer within the UK commercial market, to appoint an experienced Motor Underwriter to join its well-established London-based trading team.

This is an exciting opportunity to work within a specialist commercial division focused on Mid-Market and Mid-Corporate business, managing and developing an existing portfolio of commercial fleet business, delivering profitable underwriting results while building strong broker relationships and driving portfolio performance.

The Role

As a MotorUnderwriter, you will:

- Profitably underwrite and manage an existing commercial fleet portfolio within delegated authority levels.

- Assess fleet risks, review policy coverage and determine appropriate pricing and terms.

- Utilise underwriting tools, appetite guides and technical expertise to support sound decision-making.

- Develop strong relationships with brokers through regular engagement and market presence.

- Negotiate effectively to secure profitable outcomes while meeting customer needs.

- Manage larger and more complex cases, providing technical underwriting solutions.

- Monitor account performance, retention rates and loss ratios.

- Identify and address underperforming accounts through targeted action plans.

- Collaborate with internal underwriting and technical teams to deliver best-in-class service.

About You

The ideal person for this opportunity will have experience Underwriting Commercial Fleet Business with strong technical knowledge across the Commercial Insurance market.

A few more ideals to have are:

- Excellent trading and negotiation skills with a commercial mindset.

- Experience developing and maintaining successful broker relationships.

- Strong analytical and numerical capabilities with the ability to assess risk and portfolio performance.

- Cert CII or Dip CII qualifications would be advantageous but not essential

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